About — Rachel Coons

Meet Rachel

I help women stop wondering where it all went.

I'm a money coach, a mom, and someone who knows firsthand that the problem was never discipline — it was never having the right foundation.

Rachel Coons

My story

The moment I realized money was never about the numbers.

Eight years ago, Brad and I graduated from dental school with hundreds of thousands of dollars in debt — and somehow, money felt easy.

Then Brad opened his own practice, I launched my business, and for the first time in our marriage we were genuinely doing well. The numbers looked great on paper.

"That's when money started to feel heavy, hard, and stressful for the very first time. And I had absolutely no idea why."

My business coach helped me see what I couldn't see myself: this was never about the numbers. It was about my nervous system. My beliefs. The stories I'd been carrying about money since childhood.

Once I understood that, everything shifted. Since then I've helped over 1,300 women go from stressed and confused to calm, confident, and in control — not by budgeting harder, but by finally building the right foundation.


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What I believe

The principles behind everything I teach

01

It's never about discipline

If willpower were the answer, it would have worked by now. Real change comes from addressing what's actually driving the behavior.

02

You should enjoy your money

Financial health doesn't mean sacrifice. You can save, invest, pay off debt, and still go out to dinner — guilt free.

03

Simplicity beats perfection

A simple system you actually use will always outperform the perfect system you abandon by week two.

04

You're not broken

There is nothing wrong with you. You've just never had someone help you see your blind spots and build a foundation that fits who you are.

A little more about me

Beyond the coaching

I'm a wife, a mom, and someone who genuinely loves helping women find peace with their money. I know what it feels like to have the numbers look fine on paper and still feel completely out of control.

That's why everything I teach comes from real experience — not theory. I paid off $50,000 in debt in one year using the exact system I now teach inside Money Mom Club.

When I'm not coaching, you'll find me at the grocery store testing my own SHOP Method, cheering on my kids, or sharing the real money conversations on Instagram.


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Rachel Coons

Fun facts

A few things you should know

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Wife & Mom

Married to Brad (the dentist) — navigating life's beautiful chaos together.

Diet Coke First

No financial breakthroughs happen before the first sip. Firm policy.

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$50K in One Year

Paid off using the exact debt payoff system inside Money Mom Club.

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The SHOP Method

How I save $600+ a month on groceries — and teach you to do the same.

Ready to start your reset?

Watch the free training and see exactly how the 5 Step Money Reset works — and whether it's right for you.

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